Walking With Grandmpa [my father and grand-daughter]

Walking With Grandmpa [my father and grand-daughter]
"I like walking with granpa his steps are short like mine." (dedicated to my dad who passed 4/1/10)

Saturday, February 15, 2014

Cutting Corners

Check up on cutting corners....since the last post on working to get out of debt...
1) I have called our cell (have 11 months left on the contract) but I did talk to an operator and saved $50 a month off our plan.
2) I have also only purchased $162 this past month on our groceries, the way I did this was by stocking up on sale items, what's on sale (if its something we use) I purchased a months worth of it! Except for the meat, our grocery store does a $5 for $25 and since I use a lot of vegetable's and  very little meat we can make this last for a month. I also tried to use coupons but since I make most things from scratch what I buy I can't seem to find coupons for...I am lucky though because with our last years garden I still have a lot of canned/frozen food and that saves bunches.
3) I also have not purchased any mayo or ketchup, with the mayo I use our eggs and the ketchup I am using some of my canned tomatoes from last years garden.
4) It has also saved me since I make my laundry soap and I had just purchased the ingredients in December so this means I am set for at least 7 months there.
So far what I have trimmed of our monthly bills :
Dish $49.00
House phone $42.00
Both of the above I can't eliminate, I am moms care giver and some things can not change in her life. :)
Cell phone (until contract is up) I got $50.00 off
That makes a total of $141.00 that I can apply to our house payment.
I also called the bank and with making weekly payments instead of monthly I will be cutting my loan time from 8 years to 6 1\2. :)
That takes care of this past month now I hope I can get more ideas for this month! On an up note hubby is doing so good! It will be 3 months, February 16, since his heart attack and the only problem I have is asking him to please slow down :)
 
This was last weekend, first 2 day weekend he has had off since Christmas and this is what we did both days, so glad he is able to and wants to catch up on things when he is home!

9 comments:

  1. Bless you!! You are doing a fine job of cutting expenses!

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  2. Congratulations on your success so far. I gave up using coupons, since they're mostly for junk that I shouldn't be eating anyway. I'll pray for you folks to pull through this with "flags flying."

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    1. That was also my problem with the coupons! :( Thanks Gorges for the prayer! Hope you have a good weekend! :)

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  3. You have been busy! Every time I think there is nothing left to cut I find something. Helps so much, just little amounts adding up to a significant savings. One thing I have done is to make 3 meals each week that have no meat, chicken, etc. So far hubby hasn't complained. He really likes bean and cheese burritos, grilled cheese sandwiches and homemade veggie soup. Hooray.

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  4. That's what I am hoping for to keep finding things to cut! :) We make homemade veggie soup once a week, I take all the left over veggies that I froze during the week for the base of my soup, it always turns out a little different each week because of that. I had not thought of bean and cheese burritos I will have to make some next week! :)

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    1. This is a link to another blog that has helped me think outside the box so to speak....not everything works but more does than not.

      http://theprudenthomemakerblog.blogspot.com/

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  5. Congratulations! I have to look into making more frequent house payments.

    Love,
    Janie

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    1. Janie I was shocked that by just paying weekly without giving a penny more that it would cut that much time off our loan. I wish I would have done this 20 years ago! Better late than never though! :)

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